{"id":345,"date":"2024-10-21T17:08:12","date_gmt":"2024-10-21T17:08:12","guid":{"rendered":"https:\/\/lincolncapitalfunding.com\/?page_id=345"},"modified":"2024-11-06T22:09:42","modified_gmt":"2024-11-06T22:09:42","slug":"va","status":"publish","type":"page","link":"https:\/\/lincolncapitalfunding.com\/?page_id=345","title":{"rendered":"VA"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"345\" class=\"elementor elementor-345\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d7430b3 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"7d7430b3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-60b89950 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"60b89950\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e3b08a9 elementor-widget elementor-widget-heading\" data-id=\"6e3b08a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">VA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45252d51 elementor-widget elementor-widget-text-editor\" data-id=\"45252d51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The VA Loan option at Lincoln Capital Fundings is a government-backed mortgage designed exclusively for veterans, active-duty service members, and eligible spouses, offering benefits like zero down payment and competitive interest rates. With no private mortgage insurance (PMI) requirement, this loan provides an affordable path to homeownership as a benefit for military service.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69d780ce e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"69d780ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-126c18ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"126c18ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68f4817 eael_simple_menu_hamburger_disable_selected_menu_no eael-simple-menu-hamburger-align-right eael-hamburger--tablet elementor-widget elementor-widget-eael-simple-menu\" data-id=\"68f4817\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-simple-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n                        @media screen and (max-width: 1024px) {\n                            .eael-hamburger--tablet {\n                                .eael-simple-menu-horizontal,\n                                .eael-simple-menu-vertical {\n                                    display: none;\n                                }\n                            }\n                            .eael-hamburger--tablet {\n                                .eael-simple-menu-container .eael-simple-menu-toggle {\n                                    display: block;\n                                }\n                            }\n                        }\n                        .eael-simple-menu-container.eael-simple-menu--loading > ul {\n                            display: -webkit-box !important;\n                            display: -ms-flexbox !important;\n                            display: flex !important;\n                            list-style: none !important;\n                        }\n                        .eael-simple-menu-container.eael-simple-menu--loading li ul {\n                            visibility: hidden !important;\n                            opacity: 0 !important;\n                        }\n                    <\/style>            <div data-hamburger-icon=\"&lt;svg aria-hidden=&quot;true&quot; class=&quot;e-font-icon-svg e-fas-bars&quot; viewBox=&quot;0 0 448 512&quot; xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot;&gt;&lt;path d=&quot;M16 132h416c8.837 0 16-7.163 16-16V76c0-8.837-7.163-16-16-16H16C7.163 60 0 67.163 0 76v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16z&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;\" data-indicator-icon=\"&lt;svg aria-hidden=&quot;true&quot; class=&quot;e-font-icon-svg e-fas-angle-down&quot; viewBox=&quot;0 0 320 512&quot; xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot;&gt;&lt;path d=&quot;M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;\" data-dropdown-indicator-icon=\"&lt;svg class=&quot;e-font-icon-svg e-fas-angle-down&quot; viewBox=&quot;0 0 320 512&quot; xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot;&gt;&lt;path d=&quot;M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;\" class=\"eael-simple-menu-container eael-simple-menu--loading eael-simple-menu-align-left eael-simple-menu-dropdown-align-left preset-1\" data-hamburger-breakpoints=\"{&quot;mobile&quot;:&quot;Mobile Portrait (&gt; 767px)&quot;,&quot;tablet&quot;:&quot;Tablet Portrait (&gt; 1024px)&quot;,&quot;desktop&quot;:&quot;Desktop (&gt; 2400px)&quot;,&quot;none&quot;:&quot;None&quot;}\" data-hamburger-device=\"tablet\">\n                <ul id=\"menu-loan-options\" class=\"eael-simple-menu eael-simple-menu-dropdown-animate-to-top eael-simple-menu-indicator eael-simple-menu-vertical\"><li id=\"menu-item-486\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-486\"><a href=\"https:\/\/lincolncapitalfunding.com\/?page_id=341\">Conventional<\/a><\/li>\n<li id=\"menu-item-487\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-487\"><a href=\"https:\/\/lincolncapitalfunding.com\/?page_id=343\">FHA<\/a><\/li>\n<li id=\"menu-item-488\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-488\"><a href=\"https:\/\/lincolncapitalfunding.com\/?page_id=351\">Home Equity Loan<\/a><\/li>\n<li id=\"menu-item-489\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-489\"><a href=\"https:\/\/lincolncapitalfunding.com\/?page_id=349\">Jumbo<\/a><\/li>\n<li id=\"menu-item-490\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-490\"><a href=\"https:\/\/lincolncapitalfunding.com\/?page_id=353\">Non-QM<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-491\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-491\"><a href=\"https:\/\/lincolncapitalfunding.com\/?page_id=357\">Bank Statement Loans<\/a><\/li>\n\t<li id=\"menu-item-492\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-492\"><a href=\"https:\/\/lincolncapitalfunding.com\/?page_id=355\">DSCR Loans<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-493\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-493\"><a href=\"https:\/\/lincolncapitalfunding.com\/?page_id=347\">USDA<\/a><\/li>\n<li id=\"menu-item-494\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-494\"><a href=\"https:\/\/lincolncapitalfunding.com\/?page_id=345\">VA<\/a><\/li>\n<\/ul>                <button class=\"eael-simple-menu-toggle\">\n                    <span class=\"sr-only \">Hamburger Toggle Menu<\/span>\n                    <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-bars\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M16 132h416c8.837 0 16-7.163 16-16V76c0-8.837-7.163-16-16-16H16C7.163 60 0 67.163 0 76v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16z\"><\/path><\/svg>                <\/button>\n            <\/div>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a987fcc e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"6a987fcc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4bd19e9 elementor-widget elementor-widget-heading\" data-id=\"4bd19e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Is a VA Loan Right for You?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5323448e elementor-widget elementor-widget-text-editor\" data-id=\"5323448e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"leading-[1.7] text-[16px] font-normal mb-[25px] text-[#666] text-[16px] leading-[1.7]\" data-v-c96821b6=\"\">A VA (Department of Veterans Affairs) loan is a type of mortgage loan program specifically designed to assist eligible veterans, active-duty service members, and certain members of the National Guard and Reserves in financing the purchase of a home. Here&#8217;s an overview of VA loans, who they are best for, and their benefits:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18a71e5e elementor-widget elementor-widget-heading\" data-id=\"18a71e5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who is a VA Loan Best For?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e152b82 elementor-widget elementor-widget-text-editor\" data-id=\"6e152b82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong data-v-c96821b6=\"\">Eligible Military Personnel:<\/strong>\u00a0VA loans are best suited for veterans, active-duty service members, and some members of the National Guard and Reserves.<\/p><p><strong data-v-c96821b6=\"\">First-Time Homebuyers:<\/strong>\u00a0VA loans can be an excellent option for first-time homebuyers, as they often offer competitive terms with no down payment required.<\/p><p><strong data-v-c96821b6=\"\">Borrowers with Limited Down Payment Funds:<\/strong>\u00a0VA loans allow eligible individuals to buy a home with no down payment, making homeownership more accessible.<\/p><p><strong data-v-c96821b6=\"\">Those Seeking Favorable Terms:<\/strong>\u00a0VA loans typically have competitive interest rates and may have more flexible credit requirements compared to conventional loans.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-600c66ac elementor-widget elementor-widget-heading\" data-id=\"600c66ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefits of a VA Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22dd3a2c elementor-widget elementor-widget-text-editor\" data-id=\"22dd3a2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong data-v-c96821b6=\"\">No Down Payment:<\/strong>\u00a0One of the most significant advantages of VA loans is that they often require no down payment, allowing eligible borrowers to finance the entire purchase price of a home.<\/p><p><strong data-v-c96821b6=\"\">No Private Mortgage Insurance (PMI):<\/strong>\u00a0VA loans do not require private mortgage insurance, which can result in lower monthly payments compared to other loan types.<\/p><p><strong data-v-c96821b6=\"\">Competitive Interest Rates:<\/strong>\u00a0VA loans often feature competitive interest rates, helping borrowers save on long-term borrowing costs.<\/p><p><strong data-v-c96821b6=\"\">Flexible Credit Requirements:<\/strong>\u00a0While lenders may have varying credit score requirements, VA loans generally have more flexible credit standards, making them accessible to a broader range of borrowers.<\/p><p><strong data-v-c96821b6=\"\">No Prepayment Penalty:<\/strong>\u00a0Borrowers can pay off a VA loan early without incurring a prepayment penalty, allowing for faster equity buildup and potential savings on interest.<\/p><p><strong data-v-c96821b6=\"\">Assistance with Loan Default:<\/strong>\u00a0The VA provides assistance to veterans facing financial hardship to help them avoid foreclosure, offering an additional layer of protection.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a1f5e67 elementor-widget elementor-widget-text-editor\" data-id=\"6a1f5e67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-v-c96821b6=\"\">It&#8217;s important to note that while VA loans offer numerous benefits, they are generally available exclusively to eligible military personnel and their qualifying dependents. Additionally, there may be funding fees associated with VA loans, although these fees can often be rolled into the loan amount.<\/p>\n<p data-v-c96821b6=\"\">If you are a qualifying veteran or service member, a VA loan can be an excellent option to consider when buying a home.<\/p><p data-v-c96821b6=\"\">At Lincoln Capital Funding we\u2019ll carefully review your unique financial details to help identify the mortgage loan option that best suits your needs, ensuring a personalized and informed decision for your home financing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75378f55 elementor-tablet-align-center elementor-align-center elementor-widget elementor-widget-button\" data-id=\"75378f55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/lcf.my1003app.com\/1627200\/register\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply for a Loan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6806ea35 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"6806ea35\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-26fbb4c1 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"26fbb4c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-776d423b elementor-widget elementor-widget-heading\" data-id=\"776d423b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What our clients say about us.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4369e27a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"4369e27a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-329fab17 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"329fab17\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40ed7325 wpr-testimonial-slider-columns-1 wpr-testimonial-slider-columns--tablet1 wpr-testimonial-slider-columns--mobile1 wpr-testimonial-rating-style_2 wpr-testimonial-triangle-yes wpr-testimonial-meta-position-bottom wpr-testimonial-meta-align-center wpr-testimonial-image-position-center elementor-widget elementor-widget-wpr-testimonial\" data-id=\"40ed7325\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;testimonial_amount&quot;:&quot;1&quot;,&quot;testimonial_slides_to_scroll&quot;:1,&quot;testimonial_amount_tablet&quot;:&quot;1&quot;,&quot;testimonial_amount_mobile&quot;:1,&quot;testimonial_loop&quot;:&quot;yes&quot;}\" data-widget_type=\"wpr-testimonial.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-carousel-wrap\">\n\t\t\t\n\t\t\t<div class=\"wpr-testimonial-carousel\" dir=\"ltr\" data-slick=\"{&quot;rtl&quot;:false,&quot;infinite&quot;:true,&quot;speed&quot;:700,&quot;arrows&quot;:true,&quot;dots&quot;:true,&quot;autoplay&quot;:false,&quot;autoplaySpeed&quot;:1000,&quot;pauseOnHover&quot;:&quot;&quot;,&quot;prevArrow&quot;:&quot;#wpr-testimonial-prev-40ed7325&quot;,&quot;nextArrow&quot;:&quot;#wpr-testimonial-next-40ed7325&quot;,&quot;sliderSlidesToScroll&quot;:1}\" data-slide-effect=\"slide\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wpr-testimonial-item elementor-repeater-item-10f8a8f elementor-clearfix\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-meta elementor-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wpr-testimonial-meta-inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"wpr-testimonial-image\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/lincolncapitalfunding.com\/wp-content\/uploads\/2024\/10\/4.png\" alt=\"Sarah T.\">\n\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t<div class=\"wpr-testimonial-meta-content-wrap\">\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-name\">Sarah T.<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-job\">CEO<\/div>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t<div class=\"wpr-testimonial-content-wrap\">\n\t\t\t<div class=\"wpr-testimonial-content-inner\">\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\n\n\t\t\t<div class=\"wpr-testimonial-rating\">\n\t\t\t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\t     \t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-content\">\n\t\t\t\t\t\n\t\t\t\t\t<p><p><em>\"Lincoln Capital Funding made buying my first home a breeze! The process was fast, and the team was incredibly helpful every step of the way. I couldn\u2019t have asked for a better experience and highly recommend them for anyone looking for a hassle-free home loan!\"<\/em><\/p><\/p>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t    \n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wpr-testimonial-item elementor-repeater-item-8d45745 elementor-clearfix\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-meta elementor-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wpr-testimonial-meta-inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"wpr-testimonial-image\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/lincolncapitalfunding.com\/wp-content\/uploads\/2024\/10\/3.png\" alt=\"Michael L.\">\n\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t<div class=\"wpr-testimonial-meta-content-wrap\">\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-name\">Michael L.<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-job\">CEO<\/div>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t<div class=\"wpr-testimonial-content-wrap\">\n\t\t\t<div class=\"wpr-testimonial-content-inner\">\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\n\n\t\t\t<div class=\"wpr-testimonial-rating\">\n\t\t\t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\t     \t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-content\">\n\t\t\t\t\t\n\t\t\t\t\t<p><p>I approached Lincoln Capital Funding for a business loan, and they exceeded my expectations. The terms were flexible, and the entire process was transparent and straightforward. Thanks to them, I was able to expand my business seamlessly!<\/p><\/p>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t    \n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wpr-testimonial-item elementor-repeater-item-618f63d elementor-clearfix\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-meta elementor-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wpr-testimonial-meta-inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"wpr-testimonial-image\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/lincolncapitalfunding.com\/wp-content\/uploads\/2024\/10\/2.png\" alt=\"Emily R.\">\n\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t<div class=\"wpr-testimonial-meta-content-wrap\">\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-name\">Emily R.<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-job\">CEO<\/div>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t<div class=\"wpr-testimonial-content-wrap\">\n\t\t\t<div class=\"wpr-testimonial-content-inner\">\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\n\n\t\t\t<div class=\"wpr-testimonial-rating\">\n\t\t\t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\n                                    \n                                                    <i class=\"wpr-rating-icon-full\">&#9734;<\/i>\n                        \n                                    \n\n\t     \t\n\t     \t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wpr-testimonial-content\">\n\t\t\t\t\t\n\t\t\t\t\t<p><p>Lincoln Capital Funding helped me secure a car loan with great rates and minimal paperwork. Their customer service was outstanding, and they made sure I fully understood the terms before moving forward. I\u2019ll definitely work with them again for future financial needs!<\/p><\/p>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t    \n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div class=\"wpr-testimonial-controls\">\n\t\t\t\t<div class=\"wpr-testimonial-dots\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"wpr-testimonial-arrow-container\">\n\t\t\t\t<div class=\"wpr-testimonial-prev-arrow wpr-testimonial-arrow\" id=\"wpr-testimonial-prev-40ed7325\">\n\t\t\t\t\t<svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 283.4 512\" style=\"enable-background:new 0 0 283.4 512;\" xml:space=\"preserve\"><g><polygon class=\"st0\" points=\"54.5,256.3 283.4,485.1 256.1,512.5 0,256.3 0,256.3 27.2,229 256.1,0 283.4,27.4 \"\/><\/g><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"wpr-testimonial-next-arrow wpr-testimonial-arrow\" 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With no private mortgage insurance (PMI) requirement, this loan provides an affordable path to homeownership as a benefit for military service. Conventional FHA Home Equity Loan Jumbo Non-QM Bank Statement Loans DSCR Loans USDA VA Hamburger Toggle Menu Is a VA Loan Right for You? A VA (Department of Veterans Affairs) loan is a type of mortgage loan program specifically designed to assist eligible veterans, active-duty service members, and certain members of the National Guard and Reserves in financing the purchase of a home. Here&#8217;s an overview of VA loans, who they are best for, and their benefits: Who is a VA Loan Best For? Eligible Military Personnel:\u00a0VA loans are best suited for veterans, active-duty service members, and some members of the National Guard and Reserves. First-Time Homebuyers:\u00a0VA loans can be an excellent option for first-time homebuyers, as they often offer competitive terms with no down payment required. Borrowers with Limited Down Payment Funds:\u00a0VA loans allow eligible individuals to buy a home with no down payment, making homeownership more accessible. Those Seeking Favorable Terms:\u00a0VA loans typically have competitive interest rates and may have more flexible credit requirements compared to conventional loans. Benefits of a VA Loan No Down Payment:\u00a0One of the most significant advantages of VA loans is that they often require no down payment, allowing eligible borrowers to finance the entire purchase price of a home. No Private Mortgage Insurance (PMI):\u00a0VA loans do not require private mortgage insurance, which can result in lower monthly payments compared to other loan types. Competitive Interest Rates:\u00a0VA loans often feature competitive interest rates, helping borrowers save on long-term borrowing costs. Flexible Credit Requirements:\u00a0While lenders may have varying credit score requirements, VA loans generally have more flexible credit standards, making them accessible to a broader range of borrowers. No Prepayment Penalty:\u00a0Borrowers can pay off a VA loan early without incurring a prepayment penalty, allowing for faster equity buildup and potential savings on interest. Assistance with Loan Default:\u00a0The VA provides assistance to veterans facing financial hardship to help them avoid foreclosure, offering an additional layer of protection. It&#8217;s important to note that while VA loans offer numerous benefits, they are generally available exclusively to eligible military personnel and their qualifying dependents. Additionally, there may be funding fees associated with VA loans, although these fees can often be rolled into the loan amount. If you are a qualifying veteran or service member, a VA loan can be an excellent option to consider when buying a home. At Lincoln Capital Funding we\u2019ll carefully review your unique financial details to help identify the mortgage loan option that best suits your needs, ensuring a personalized and informed decision for your home financing. Apply for a Loan What our clients say about us. Sarah T. CEO &#9734; &#9734; &#9734; &#9734; &#9734; &#8220;Lincoln Capital Funding made buying my first home a breeze! The process was fast, and the team was incredibly helpful every step of the way. I couldn\u2019t have asked for a better experience and highly recommend them for anyone looking for a hassle-free home loan!&#8221; Michael L. CEO &#9734; &#9734; &#9734; &#9734; &#9734; I approached Lincoln Capital Funding for a business loan, and they exceeded my expectations. The terms were flexible, and the entire process was transparent and straightforward. Thanks to them, I was able to expand my business seamlessly! Emily R. CEO &#9734; &#9734; &#9734; &#9734; &#9734; Lincoln Capital Funding helped me secure a car loan with great rates and minimal paperwork. Their customer service was outstanding, and they made sure I fully understood the terms before moving forward. I\u2019ll definitely work with them again for future financial needs!<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":323,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-345","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/lincolncapitalfunding.com\/index.php?rest_route=\/wp\/v2\/pages\/345","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lincolncapitalfunding.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lincolncapitalfunding.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lincolncapitalfunding.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lincolncapitalfunding.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=345"}],"version-history":[{"count":28,"href":"https:\/\/lincolncapitalfunding.com\/index.php?rest_route=\/wp\/v2\/pages\/345\/revisions"}],"predecessor-version":[{"id":1159,"href":"https:\/\/lincolncapitalfunding.com\/index.php?rest_route=\/wp\/v2\/pages\/345\/revisions\/1159"}],"up":[{"embeddable":true,"href":"https:\/\/lincolncapitalfunding.com\/index.php?rest_route=\/wp\/v2\/pages\/323"}],"wp:attachment":[{"href":"https:\/\/lincolncapitalfunding.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=345"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}