At Lincoln Capital Funding, we strive to fund your future by providing our clients with expert mortgage solutions, guiding them through the lending process with transparency, professionalism, and integrity.
Our goal is to ensure that each client finds the right mortgage product tailored to their specific needs, with the confidence that they are supported by an experienced and trustworthy team.
Credit Repair
Verified Approval
Secure peace of mind with our underwritten mortgage approvals—experience faster closings and a smoother path to homeownership!
FAQs
Have questions about the mortgage process? Visit our FAQ section for quick answers to common questions and helpful tips. Get informed and feel confident every step of the way!
Need a Great Real Estate Agent?
We’ve Got You Covered!
We know that finding the right real estate agent is essential for a smooth home buying or selling experience.
Let us connect you with a trusted, experienced agent who understands your local market and meets your unique needs. Simply fill out the form below, and we’ll provide a personalized referral to an agent who can guide you every step of the way.
Complete the form and get connected to the right agent today!
We Are with You, Every Step of the Way
Initial Consultation
Step 1
Meet with a Lincoln Capital Funding mortgage professional to discuss your financial goals, explore the loan options best suited to your needs and get answers to any questions you have.
Pre-Qualification
Step 2
Share some basic financial details regarding your income, assets and credit to get an estimate of how much you might be able to borrow, giving you a better idea of your budget.
Verifying Documentation
Step 3
Provide simple documents for income, employment and asset verification, along with your ID, to confirm your qualifications.
Initial Approval & Offer
Step 4
After reviewing your documents, we finalize and lock in your loan terms for refinances; for home purchases, terms are finalized once your offer is accepted.
Underwriting & Loan in Process
Step 5
Underwriters verify your financial information and confirm loan eligibility, requesting any additional conditions such as additional documentation or updates to documents previously provided to close your loan.
Loan Closing
Step 6
Once all conditions are cleared, your closing is scheduled! Funds are disbursed for your home purchase or refinance. Congratulations!
What our clients say about us.
Posted on Zack RhodesTrustindex verifies that the original source of the review is Google. Can’t recommend Marc enough. The mortgage process can be a tricky one, but Marc goes above and beyond while educating, communicating and executing! He makes himself available whenever wherever to answer questions, offer insight, etc. The rates he’s able to offer are the cherry on top. 10/10!Posted on Joseph AraboTrustindex verifies that the original source of the review is Google. Marc at Lincoln Capital Funding was outstanding from start to finish. Marc took the time to truly understand my situation, explained every step clearly, and was always available when questions came up. The process couldn’t have been smoother, more transparent, and stress-free, which is not something you often hear about mortgages. I always felt like I was in good hands and that my best interests were the top priority. I can’t recommend Lincoln Capital Funding highly enough and will absolutely work with Marc again in the future - thank you so much Marc!Posted on John KarmoTrustindex verifies that the original source of the review is Google. Marc gets the job done and does everything he says he’s going to do. Thank youPosted on Kiana WilliamsTrustindex verifies that the original source of the review is Google. Absolutely top-tier service! From start to finish, Marc was knowledgeable, responsive, and genuinely cared about making the process smooth and stress-free. Communication was clear, timelines were met, and we felt confident every step of the way. Highly recommend for anyone needing a mortgage lender they can trust!Posted on kyle sebaTrustindex verifies that the original source of the review is Google. Marc does some of the highest quality work that I’ve ever seen. One of the best in the mortgage business!Posted on Charles ColemanTrustindex verifies that the original source of the review is Google. Working with Marc through the lending process was a breeze. He was very responsive and knowledgeable. I look forward to working with him again in the future.Posted on Alex RamirezTrustindex verifies that the original source of the review is Google. What a pleasure to work with Marc Jappaya to get a mortgage for my new home in Texas. I went on line to look at available mortgage companies and contacted Marc at Lincoln Capitol Funding. The home I was interested in required a pre-approved loan in order to make an offer. I had a call with Marc, provided the required information, and had the pre-approval within an hour or so. I made an offer, answered and countered, and secured the home while others were trying to make offers! I grade people on their professionalism and ability to take action and support my requirements. I have to give Marc and A+ as he took care of all requirements, worked with my agent, and stayed in contact with us until the closing. I highly recommend Marc Jappaya for your real estate loan needs. I am a highly satisfied customer!!!Posted on Kacey IsenbergTrustindex verifies that the original source of the review is Google. I randomly came in contact with Marc through a mutual client we shared. I was so amazed with the speed and efficiency of his work. His incredibly calming manner eased any tension that could have come up which left us with peace throughout the entire contract. After using him yet again, he did not disappoint. I am definitely fortunate to have met Marc and plan on introducing him to as many clients as possible so they can also see how wonderful he is! Thank you Marc for doing such an amazing job for me and my clients!Posted on Casey HessTrustindex verifies that the original source of the review is Google. Marc was exceptional beyond words! I had the pleasure of meeting Marc through the Novi Chamber, and he helped me step by step through the home buying/lender process of getting approved and was with me from start to finish. I highly recommend Marc - especially if you are new or seasoned, his expertise and professionalism goes above and beyond.