At Lincoln Capital Funding, we strive to fund your future by providing our clients with expert mortgage solutions, guiding them through the lending process with transparency, professionalism, and integrity.
Our goal is to ensure that each client finds the right mortgage product tailored to their specific needs, with the confidence that they are supported by an experienced and trustworthy team.
Credit Repair
Verified Approval
Secure peace of mind with our underwritten mortgage approvals—experience faster closings and a smoother path to homeownership!
FAQs
Have questions about the mortgage process? Visit our FAQ section for quick answers to common questions and helpful tips. Get informed and feel confident every step of the way!
Need a Great Real Estate Agent?
We’ve Got You Covered!
We know that finding the right real estate agent is essential for a smooth home buying or selling experience.
Let us connect you with a trusted, experienced agent who understands your local market and meets your unique needs. Simply fill out the form below, and we’ll provide a personalized referral to an agent who can guide you every step of the way.
Complete the form and get connected to the right agent today!
We Are with You, Every Step of the Way
Initial Consultation
Step 1
Meet with a Lincoln Capital Funding mortgage professional to discuss your financial goals, explore the loan options best suited to your needs and get answers to any questions you have.
Pre-Qualification
Step 2
Share some basic financial details regarding your income, assets and credit to get an estimate of how much you might be able to borrow, giving you a better idea of your budget.
Verifying Documentation
Step 3
Provide simple documents for income, employment and asset verification, along with your ID, to confirm your qualifications.
Initial Approval & Offer
Step 4
After reviewing your documents, we finalize and lock in your loan terms for refinances; for home purchases, terms are finalized once your offer is accepted.
Underwriting & Loan in Process
Step 5
Underwriters verify your financial information and confirm loan eligibility, requesting any additional conditions such as additional documentation or updates to documents previously provided to close your loan.
Loan Closing
Step 6
Once all conditions are cleared, your closing is scheduled! Funds are disbursed for your home purchase or refinance. Congratulations!
What our clients say about us.
Posted on Andrew GiddingsTrustindex verifies that the original source of the review is Google. My wife and I had an outstanding experience working with Marc throughout the home-buying experience. He is knowledgeable, responsive, and extremely supportive. He worked seamlessly with our realtor who helped us sell our house in Ohio as well as our realtor who helped us buy our house in Michigan.Thanks to Marc’s expertise and client-focused approach, we were able to successfully transition to a new home closer to family and work.Marc continues to be available to us with any questions we have. We highly recommend him as a finance partner.Posted on Ann BfTrustindex verifies that the original source of the review is Google. The best of the best!! Marc is very passionate and gives his clients the best financial service possible. He is knowledgeable and extremely kind and will go over and beyond to get his clients the best deals available. You will be treated like family and will leave a very happy client . Highly recommend 👍Posted on Mark DTrustindex verifies that the original source of the review is Google. I cannot say enough great things about the experience Marc provided. From our first interaction I felt good about how things would go but my expectations were blown away. He was available 24/7. He didn’t just say he would be HE WAS. My elderly mother was involved and he showed patients and professionalism every step of the way. I am an old school “paper and pencil” kinda guy and Marc helped walk me through all the technology pieces (that most second graders could do) without making me feel like I was a bother. I think this is the first review I have ever left. I wouldn’t normally take the time but Marc is deserving. I did not know Marc at the start of all this and now I feel like we are friends. If anyone wants to contact me directly to talk about my experience please do. Thank you, Marc!Posted on Beth WatsonTrustindex verifies that the original source of the review is Google. Marc did an INCREDIBLE job closing a home I had listed. It was a problem child for all other buyers and lenders that came to us. Marc was not only able to close it, but had it cleared and closed in two weeks!Posted on Kyla SudbayTrustindex verifies that the original source of the review is Google. We recently refinanced our home with Marc, and I truly cannot say enough good things about our experience. From start to finish, he made what can often feel like a stressful process incredibly smooth and straightforward. He was available to us 24/7, always quick to respond, and consistently checked in to make sure we felt informed and comfortable every step of the way. His communication skills are exceptional — he took the time to thoroughly explain our options, answer every question (no matter how small), and provide meaningful education so we could confidently make the best decisions for our family. What sets him apart is not just his knowledge, but his dedication. It’s clear he genuinely cares about his clients and is passionate about what he does. He works hard, advocates for you, and goes above and beyond to ensure a positive outcome. We are beyond happy with our refinance experience and will absolutely continue working with him for any future mortgage needs. I highly recommend him to anyone looking for a trustworthy, knowledgeable, and committed mortgage professional.Posted on Arron BergerTrustindex verifies that the original source of the review is Google. Marc is Very knowledgeable professional explains everything perfectly and makes you feel like family. Only person that I will deal with from here on out.Posted on Terryl StubbeTrustindex verifies that the original source of the review is Google. Marc at Lincoln Capital funding is by far the BEST lender I have ever worked with. I work with many lenders on a yearly basis as a closing coordinator, and I have never experienced the consistent communication, extremely smooth and accurate closing until Lincoln Capital Funding. Marc provided weekly updates and ensured the buyers were always on the same page. He was consistent with every step of the closing process and ensured that everything was ready for a timely, smooth closing. I HIGHLY recommend Lincoln Capital Funding to anyone that is considering a home purchase! Just simply fantastic to work with! Thank you, Marc!!!Posted on Michael PoushaTrustindex verifies that the original source of the review is Google. I have had the pleasure of working with Marc with many of my buyers looking for a home. He is incredibly professional, provides transparency throughout the entire transaction, and is full of countless ideas in how to help our clients save money. Every client that we have shared has had only positive things to say about it him as well. I would happily refer him out to anyone looking for a lender.Posted on Spookie TowneTrustindex verifies that the original source of the review is Google. I was told by my realestate agent that Marc Jappaya, owner of Lincoln Capitol Funding, is a magician with getting people completely setup and approved for mortgages without undue fees & unnecessary charges. And that's exactly what happened. My wife & I were not disappointed in the least. As a matter of fact, we were amazed. Rewind to another mortgage "expert" working for a DIFFERENT company that we had BEFORE Marc Jappaya. Ultimately, we were told that we could not even QUALIFY for a mortgage loan of ANY size. We were devastated and had our dreams of a new home crushed. Enter Marc Jappaya. With the exact same financial numbers that we gave the "expert" before Marc, he not only got us approved for a much larger conventional mortgage amount than we needed, but he also was able get us a rate of more than a half of a percentage point below the current market. And all of this happened in 3 weeks time - between the time we made an offer on the home to the day of our closing. Marc was there every step of the way and was ALWAYS readily available to precisely answer every question we had. Throughout this process we soon realized that Marc truly cares about his clients and treats you as his family. Marc's level of knowledge & expertise in the mortgage industry was demonstrated as being far superior to the many others that I have dealt with in my lifetime. My wife & I cannot overstate the outstanding job that Marc did for us, which was to help us realize a dream that another "expert", using the same financial information, could not or would not do. Thank you for everything Marc! You deserve a TEN STAR rating for what you did for us! And we will never forget that. David & KimPosted on Tyraa CaldwellTrustindex verifies that the original source of the review is Google. Marc is awesome and on point! Also very knowledgeable, efficient and professional. I highly recommend Marc for all your mortgage and financial needs.