At Lincoln Capital Funding, we strive to fund your future by providing our clients with expert mortgage solutions, guiding them through the lending process with transparency, professionalism, and integrity.
Our goal is to ensure that each client finds the right mortgage product tailored to their specific needs, with the confidence that they are supported by an experienced and trustworthy team.
Credit Repair
Verified Approval
Secure peace of mind with our underwritten mortgage approvals—experience faster closings and a smoother path to homeownership!
FAQs
Have questions about the mortgage process? Visit our FAQ section for quick answers to common questions and helpful tips. Get informed and feel confident every step of the way!
Need a Great Real Estate Agent?
We’ve Got You Covered!
We know that finding the right real estate agent is essential for a smooth home buying or selling experience.
Let us connect you with a trusted, experienced agent who understands your local market and meets your unique needs. Simply fill out the form below, and we’ll provide a personalized referral to an agent who can guide you every step of the way.
Complete the form and get connected to the right agent today!
We Are with You, Every Step of the Way
Initial Consultation
Step 1
Meet with a Lincoln Capital Funding mortgage professional to discuss your financial goals, explore the loan options best suited to your needs and get answers to any questions you have.
Pre-Qualification
Step 2
Share some basic financial details regarding your income, assets and credit to get an estimate of how much you might be able to borrow, giving you a better idea of your budget.
Verifying Documentation
Step 3
Provide simple documents for income, employment and asset verification, along with your ID, to confirm your qualifications.
Initial Approval & Offer
Step 4
After reviewing your documents, we finalize and lock in your loan terms for refinances; for home purchases, terms are finalized once your offer is accepted.
Underwriting & Loan in Process
Step 5
Underwriters verify your financial information and confirm loan eligibility, requesting any additional conditions such as additional documentation or updates to documents previously provided to close your loan.
Loan Closing
Step 6
Once all conditions are cleared, your closing is scheduled! Funds are disbursed for your home purchase or refinance. Congratulations!
What our clients say about us.
Posted on Morgan AllenTrustindex verifies that the original source of the review is Google. Working with Marc is always a huge win for my business and my clients! As an agent, communication is everything to me, and Marc absolutely nails it every single time. He is incredibly personable, stays on top of every detail, and is just an overall great guy to work with. He makes the financing side of things seamless and stress-free for my clients. 10/10 recommend!Posted on Ricardo BertollaTrustindex verifies that the original source of the review is Google. Marc was very helpful throughout the whole process. Being first time homebuyers, we had many questions and little clarity of what financing a home would entail. Marc was didactic and explained everything multiple times. More importantly, he made sure everything was smooth, and we were never overburdened with running around for documents. I definitely recommend Lincoln Capital Funding!Posted on feral dabreTrustindex verifies that the original source of the review is Google. Working with Lincoln Capital Funding throughout our home buying journey was an exceptional experience. The process took much longer than expected due to market uncertainty, geopolitical instability, and the financial volatility that came with it, but he remained patient, supportive, and consistently available every step of the way. What stood out most was Marc’s ability to provide calm, practical advice during a stressful and unpredictable buying cycle. He never pressured us, took the time to explain options clearly, and helped us make informed financial decisions with confidence. His professionalism, responsiveness, and genuine commitment to helping us secure the right mortgage made a significant difference. Highly recommend Lincoln Capital Funding and Marc to anyone looking for a knowledgeable and trustworthy mortgage partner.Posted on Jessica PomervilleTrustindex verifies that the original source of the review is Google. We had an absolutely wonderful experience working with Marc throughout the home buying process. From start to finish, he was incredibly knowledgeable, proactive, responsive, and genuinely kind. He took the time to explain every step clearly, answered all of our questions quickly, and always made us feel supported and informed. What could have been a stressful process felt smooth and manageable because of Marc’s communication, organization, and attention to detail. He consistently stayed one step ahead, keeping everything moving efficiently and making sure we were prepared at every stage. We truly felt like Marc had our best interests in mind the entire time. We are so grateful for all of his help and would highly recommend him to anyone going through the home buying process!Posted on Courtney RobertsTrustindex verifies that the original source of the review is Google. Marc was absolutely amazing to work with. The entire time I trusted we were in good hands. Marc is patient, kind, incredibly smart, and works all hours it seems! It didn’t matter if it was a Sunday or 9pm, Marc would answer my questions. I am so grateful our relator referred us to Marc because I genuinely believe he made the home buying process incredibly easy and seamless. Thank you for the 50th time Marc, we couldn’t have done it without you!Posted on Vaughan SamaniegoTrustindex verifies that the original source of the review is Google. Marc Jappaya at Lincoln Capital Funding was absolutely outstanding throughout my buyer’s home purchase. His communication was top tier from start to finish — always available, responsive, and willing to help 7 days a week. In real estate, having a lender who moves quickly and keeps everyone informed makes a huge difference, and Marc exceeded expectations every step of the way. He made the process smooth, stress-free, and efficient for both my client and everyone involved in the transaction. I highly recommend Marc and Lincoln Capital Funding to anyone looking for a knowledgeable, dependable, and hardworking lender.Posted on Sarah SiddiquiTrustindex verifies that the original source of the review is Google. I have only amazing things to say about Marc and his team. We were moving to the area from out of state and had multiple offers fall through. Nonetheless, Marc continued to be readily available for questions and next steps. He was incredibly helpful and supportive throughout the process and working with him was the easiest part of our home purchasing experience. I highly recommend partnering with Marc!Posted on Jennifer LudwigTrustindex verifies that the original source of the review is Google. Marc is the kind of professional who truly invests in the community he lives and works in. His commitment to building meaningful relationships and supporting others is evident in everything he does. One thing that especially stands out is his dedication to giving back. Marc donates a portion of every closing to the Novi Educational Foundation, which speaks volumes about the kind of person he is and the values he brings to both his work and the community. Beyond that, Marc genuinely cares about his clients and the people he works with. He leads with authenticity, professionalism, and a true desire to help others succeed. He is a trusted resource, a great connector, and someone who makes a lasting impact.Posted on Melanie LudemanTrustindex verifies that the original source of the review is Google. Marc made the house purchasing experience for us so seamless and fun! From the beginning he explained everything in great detail. He was available any time to talk and answer questions- no matter what!!! He even gave us different financial advice that didn’t even have to do with our home purchase!!! Marc is extremely dedicated, smart and knows his stuff! What stuck out to us the most was that he made the 1 hour and 20 minute drive to come to closing with us still! With our first home we did not have such an experience and truly feel like Marc treated us like family! We absolutely highly recommend Marc to anyone that is looking! Thank you , Marc! Melanie ArlenPosted on Alex YarbroTrustindex verifies that the original source of the review is Google. I don’t even know where to begin. Marc was heaven sent. Truly. I had already been working with a lender, for two weeks, and they never answered my calls, or texts, only emailed. And when I decided to shop for a new lender, I basically had to work magic to close on a house in time to move two kids, a dog and entire house for my husbands new job. My husband was working Monday - Friday with very limited access and communications. I was flying solo. I submitted my application to Marc and had an email from him within hours. I didn’t respond right away because I was busy with kids so he called me the next day. Marc told me right out of the gate he’s going to move as fast as me, and that remained true until the very end. I also told Marc from the beginning that I’m the worst customer. I hate moving, I hate buying houses, the process stresses me out and is so confusing. Marc embraced that and really held my hand through the whole process. He explained things at a level I could understand and was ALWAYS there to take a call or answer a text, no matter when or where he was. In the end, Marc made it happen. I was pre-approved, approved, funded and closed on our home in a little under a month. I will recommend Marc to anyone I know. Don’t even hesitate to do business with him. Stop shopping for another lender. Stop second guessing. Marc is your guy. Thank you for making an intimidating and stressful process so smooth and easy for this busy, stressed out mom who did this all alone.