At Lincoln Capital Funding, we strive to fund your future by providing our clients with expert mortgage solutions, guiding them through the lending process with transparency, professionalism, and integrity.
Our goal is to ensure that each client finds the right mortgage product tailored to their specific needs, with the confidence that they are supported by an experienced and trustworthy team.
Credit Repair
Verified Approval
Secure peace of mind with our underwritten mortgage approvals—experience faster closings and a smoother path to homeownership!
FAQs
Have questions about the mortgage process? Visit our FAQ section for quick answers to common questions and helpful tips. Get informed and feel confident every step of the way!
Need a Great Real Estate Agent?
We’ve Got You Covered!
We know that finding the right real estate agent is essential for a smooth home buying or selling experience.
Let us connect you with a trusted, experienced agent who understands your local market and meets your unique needs. Simply fill out the form below, and we’ll provide a personalized referral to an agent who can guide you every step of the way.
Complete the form and get connected to the right agent today!
We Are with You, Every Step of the Way
Initial Consultation
Step 1
Meet with a Lincoln Capital Funding mortgage professional to discuss your financial goals, explore the loan options best suited to your needs and get answers to any questions you have.
Pre-Qualification
Step 2
Share some basic financial details regarding your income, assets and credit to get an estimate of how much you might be able to borrow, giving you a better idea of your budget.
Verifying Documentation
Step 3
Provide simple documents for income, employment and asset verification, along with your ID, to confirm your qualifications.
Initial Approval & Offer
Step 4
After reviewing your documents, we finalize and lock in your loan terms for refinances; for home purchases, terms are finalized once your offer is accepted.
Underwriting & Loan in Process
Step 5
Underwriters verify your financial information and confirm loan eligibility, requesting any additional conditions such as additional documentation or updates to documents previously provided to close your loan.
Loan Closing
Step 6
Once all conditions are cleared, your closing is scheduled! Funds are disbursed for your home purchase or refinance. Congratulations!
What our clients say about us.
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Sarah WolfTrustindex verifies that the original source of the review is Google.
Working with Marc was a great experience. He was communicative, attentive, pleasant, and professional throughout the process.Posted on Google![]()
Jonathan PageTrustindex verifies that the original source of the review is Google.
Great communication. Well-versed in the process. Available whenever I needed. Provided good options and sound advice for a somewhat complicated transaction with multiple borrowers and title participants and resolved issues with signing and closing the documentation with participants in four different locations and multiple states. I highly recommend.Posted on Google![]()
Next Level RealtyTrustindex verifies that the original source of the review is Google.
Marc gave the entire transaction priority to get the deal done even when the seller was continually delaying the transaction! Marc is a phenomenal Mortgage Broker!Posted on Google![]()
Lori BlakeTrustindex verifies that the original source of the review is Google.
Our office has had many transactions with Marc Jappaya. He has always been quick to respond with any questions or concerns that we may have. He also has great communication with the lenders and realtors involved in the particular transaction, staying on top of any potential issues or problems that would or could delay the closing. When we receive a new file, I like to see that Marc will be the Mortgage Broker on the transaction. Looking forward to working with Marc on many more transactions.Posted on Google![]()
Gaston CalderonTrustindex verifies that the original source of the review is Google.
Working with Marc was an absolute pleasure. From the moment I first contacted him to receiving my pre-approval, the whole process took less than half a day! Marc is extremely knowledgeable, responsive, and diligent. He provided valuable advice and guidance throughout the process, kept me informed with weekly updates, and was always available to answer my questions. He even showed up on closing day to make sure everything went smoothly and to help with anything that came up. I highly recommend Marc and Lincoln Capital Funding. If you're looking for a professional who genuinely cares about his clients and makes the process as smooth as possible, you won't regret working with them!Posted on Google![]()
Madisyn WilsonTrustindex verifies that the original source of the review is Google.
Marc was absolutely amazing! I highly recommend using Marc at Lincoln Capital Funding for your home-buying needs. As a first-time homebuyer, I was nervous going into the process and wasn’t sure what to expect, but Marc made everything feel so simple, smooth, and stress-free from start to finish. He was extremely personable, reliable, and knowledgeable throughout the entire process. Anytime I had a question or needed clarification, Marc was always there to help and took the time to explain everything in a way that was easy to understand. I never felt like I was bothering him or asking too many questions, and that meant so much to me and shows he truly loves what he does. Marc truly went above and beyond to make sure I felt comfortable and confident throughout the home-buying process. He was always on top of everything, kept me informed, and made sure things stayed on track. His expertise and dedication really stood out, and throughout the process, I always felt I was in good hands. I cannot thank Marc enough for the amazing service and experience he provided while helping me purchase my first home. What could have been an overwhelming process was instead an easy, breezy, and genuinely enjoyable experience because of him. I am so grateful to have had Marc by my side throughout such an important milestone! If you’re looking for someone who is trustworthy, responsive, knowledgeable, and truly cares about his clients, I highly recommend Marc at Lincoln Capital Funding! 🏡❤️Posted on Google![]()
Ashley P.Trustindex verifies that the original source of the review is Google.
Cannot speak highly enough of Marc & Lincoln Capital Funding! I shopped around for rates (which I highly recommend!). Marc was able to not only get me the best rate and lower closing costs compared to competitors, but answered all my questions about early principal payments, biweekly payments, etc. He even contacted the seller's agent to advocate for me as a buyer. I'd highly recommend and plan to use him in the future!Posted on Google![]()
Tatiana RodriguezTrustindex verifies that the original source of the review is Google.
We knew what kind of loan we wanted, we just needed a mortgage broker that would help us find the right fit. I was browsing through websites and reading customer reviews when I found out about Marc and his company Lincoln Capital Funding.The reviews were so good I knew I had to call and speak to him. From the first phone call I felt confident that he could get us just the right loan, rate and excellent communication we were hoping for. I never hesitated to call and ask questions because he was always willing to explain. Although we are in different states, Marc was always available to us. We are so happy we chose to go for it and not settle just because someone else was in the same city. We just closed and will continue to do more business with him in the future. Call him you won't regret it!Posted on Google![]()
Cindy LordTrustindex verifies that the original source of the review is Google.
Marc was absolutely wonderful to work with throughout our mortgage process. From start to finish, he stayed in constant communication, keeping me informed every step of the way. I never felt like I was left wondering what came next. What I appreciated most was how patient he was in explaining everything. Buying a home comes with a lot of paperwork and unfamiliar terms, but Marc always took the time to walk me through the documents and answer my questions until I fully understood the process. I truly felt supported and never rushed. If you're looking for a mortgage broker who is knowledgeable, responsive, and genuinely cares about helping his clients feel confident in their decisions, I highly recommend Marc. He made what could have been an overwhelming experience feel easy and stress-free. Thank you, Marc!Posted on Google![]()
Katherine LordTrustindex verifies that the original source of the review is Google.
⭐⭐⭐⭐⭐ Working with Marc Jappaya was one of the best decisions we made during the purchase of our second home in Florida. From the very beginning, he made what could have been a stressful process feel organized, manageable, and surprisingly smooth. His communication was exceptional. Every step of the mortgage process was clearly explained, I always knew what to expect next, and he was incredibly responsive whenever I had questions. No matter how small my concern was, he took the time to answer it with patience, professionalism, and genuine kindness. What impressed me most was his dedication to finding the best financing solution for our situation. I always felt like he was advocating for us rather than simply processing a loan. If you're looking for a mortgage professional who is knowledgeable, trustworthy, responsive, and truly cares about his clients, I couldn't recommend him more highly. He turned what can often be an overwhelming experience into one that gave us confidence every step of the way. Thank you to Lincoln Capital Funding for helping us make our Florida dream home a reality!