MARC S. JAPPAYA · OWNER & PRINCIPAL BROKER
A personal business.
For a personal milestone.
I’m Marc. A mortgage broker, a husband, a dad of three, and your neighbor in Novi.

THE PERSON BEHIND YOUR LOAN
When you work with Lincoln Capital Funding, you work directly with me. I bring a personal, responsive approach to every client relationship.
The name behind
the promise.
I named Lincoln Capital Funding after my eldest daughter, Lincoln. That name is a daily reminder of why I do this: to help people create a place for the lives they want to build.
After nearly a decade in the mortgage industry, including experience with a large national lender, I opened Lincoln Capital Funding in July 2024. I wanted clients to work directly with me, explore options across lenders, and always know who to call.
My job is to make the financing understandable. I’ll walk you through the numbers, answer your questions, and stay involved from our first conversation through closing.
ROOTED IN NOVI
This community is home.
My wife and I are raising our three children here. Through the Novi Chamber of Commerce and local community events, I’m invested in the people and relationships that make this a place to put down roots. As a small, family-owned business, Lincoln Capital Funding is proud to serve clients across Michigan, Florida, and Texas while continuing to pour into the community we call home.
In 2026, Lincoln Capital Funding is donating $100 to the Novi Educational Foundation for every loan we close. It’s one way your next chapter helps support the next generation.
