Loan Options
Lincoln Capital Fundings offers a diverse range of loan options designed to meet the unique needs of various borrowers, from conventional and government-backed loans to specialized financing like DSCR and Bank Statement loans. Each option provides tailored solutions with competitive rates and flexible terms to support homeownership and investment goals.
Conventional
A conventional loan is a type of mortgage that is not insured or guaranteed by a government agency, such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA).
FHA
An FHA (Federal Housing Administration) loan is a type of government-backed mortgage loan designed to make homeownership more accessible, especially for first-time buyers and individuals with lower credit scores.
Home Equity Loan
A home equity loan or home equity line of credit (HELOC) is a financial product that allows homeowners to borrow against the equity they’ve built up in their homes.
Jumbo
A Jumbo loan is a type of mortgage designed for financing properties that exceed the conventional loan limits set by the Federal Housing Finance Agency (FHFA).
Non-QM
A Non-QM (Non-Qualified Mortgage) loan is a type of mortgage that doesn’t meet the traditional “qualified mortgage” standards set by the Consumer Financial Protection Bureau (CFPB).
USDA
A USDA loan, backed by the U.S. Department of Agriculture, is a mortgage designed to promote homeownership in rural and suburban areas.
VA
A VA (Department of Veterans Affairs) loan is a type of mortgage loan program specifically designed to assist eligible veterans, active-duty service members, and certain members of the National Guard and Reserves in financing the purchase of a home.
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What our clients say about us.
"Lincoln Capital Funding made buying my first home a breeze! The process was fast, and the team was incredibly helpful every step of the way. I couldn’t have asked for a better experience and highly recommend them for anyone looking for a hassle-free home loan!"
I approached Lincoln Capital Funding for a business loan, and they exceeded my expectations. The terms were flexible, and the entire process was transparent and straightforward. Thanks to them, I was able to expand my business seamlessly!
Lincoln Capital Funding helped me secure a car loan with great rates and minimal paperwork. Their customer service was outstanding, and they made sure I fully understood the terms before moving forward. I’ll definitely work with them again for future financial needs!
